Friday 30th of December 2022:“A Reflection on The End of the Year(part 1)”!!!

7 de September, 2023 No Comments

Rio de Janeiro: 29^oC, windy, cloudy, and stormy.

The weather in Rio de Janeiro is overcast and stormy today, which fits my mood. It’s the end of the year, and I’m taking stock of the past 12 months. I’m feeling both melancholic and ashamed.

I’m 56 years old, and I have no financial freedom. I don’t own a car or a property. I have nothing. I’m ashamed of myself for not being more successful.

I’m also worried about my daughter, Yasmin. She’s only 15 years old, but I would like her to find her way in life. I am here to help if she wants, but I know it is up to her.

I will try to support her so she can make the right decisions for her future and be happy. There is still a lot of time; most people don’t know what they want until they’re older.

I’m mentally preparing myself for the New Year. I want to make a lot of changes in my life next year. I want to be more financially secure, start saving for the future, and continue to be a good father.

I know it won’t be easy, but I’m determined to make a difference in my life. I’m not going to let another year go by without making changes.

We are never sure what the future holds, but I’m excited to find out mine. I’m ready to take on the challenges ahead to make a difference in my life.

Here are some specific things I can improve anybody’s financial situation:

Create a budget and stick to it.
Pay off any debts and not create any more.
Start saving.
Invest in education or training.
Start a side hustle.

Here are some specific things we can do to help our children find their way in life:

Talk to them about their interests and aspirations.
Help them set goals, create actionable plans, and develop the discipline to achieve them.
Help them with the chances to acquire new knowledge and develop their skills.
Be a role model for them.